A cracked or chipped windshield can happen to anyone at any time. Whether it’s from a stray rock hitting the glass while driving or an unfortunate accident, it’s crucial to address windshield damage promptly. Not only does it compromise the safety and structural integrity of your vehicle, but driving with a damaged windshield may also be illegal in some jurisdictions. Here’s what you need to know about handling windshield damage and getting your vehicle back to optimal condition.
Assess the Damage
The first step when you notice damage to your windshield is to assess the severity. Minor chips or small cracks, especially if they are no larger than a dollar bill, might be repairable. If the damage is more extensive—cracks that extend across the windshield or deep gouges—you may need to replace the entire glass.
Driving with a damaged windshield can be dangerous. Cracks and chips can impair your vision, reduce the strength of the windshield, and may even expand over time. If you notice any damage, make sure to evaluate it carefully. If the crack is directly in your line of sight or affects the edges of the windshield, replacement may be the best option.
Insurance Claims: How to Handle Them
Once you’ve assessed the damage, the next step is to contact your insurance provider. If you have comprehensive insurance coverage, your windshield damage may be covered, especially if the damage was caused by an accident or a non-collision incident like a rock hitting your windshield. However, if you only have liability or collision insurance, it’s important to check if your policy covers windshield repairs.
To handle an insurance claim, follow these steps:
- Document the Damage: Take photos of the damaged windshield from various angles. This documentation can be useful when filing a claim.
- Contact Your Insurance Provider: Call your insurance company immediately to inform them about the damage. Depending on your provider, you may be able to file the claim online or over the phone.
- Check for Deductibles: Review your policy to see if there’s a deductible that applies to windshield repairs or replacements. Some insurance companies offer zero-deductible windshield coverage, which means they will cover the full cost of repair or replacement.
- R. A Hughes Insurance Claim: When working with your insurance company, make sure to reach out to any trusted insurance claim services, like R. A Hughes Insurance Claim click here, for assistance in navigating the claim process.
- Find a Repair Shop: Your insurance provider will likely recommend a network of repair shops they work with. Be sure to verify that these shops are reputable and that their work is covered under your insurance policy.
Windshield Repair: When and How to Fix It
Once your claim is filed and approved, you’ll need to decide whether to repair or replace the windshield. Minor chips and cracks are typically repairable if they are smaller than a few inches and don’t affect the structural integrity of the glass. Windshield repair involves filling in the damaged area with resin, preventing the crack or chip from spreading.
If the damage is more severe, such as long cracks or deep chips, you may need a full windshield replacement. Repairing a windshield is typically quicker and more cost-effective, but there are limitations to the damage that can be fixed.
Professional Auto Glass Services: It’s always best to leave windshield repairs to professional auto glass services. Professionals have the right tools and experience to perform repairs effectively and ensure that the windshield is restored to a safe, functional condition. If the damage is too extensive for repair, they will recommend replacing the windshield with a new one that meets safety standards.
DIY Repairs: When to Try and When to Skip It
While many drivers are tempted to attempt DIY repairs using inexpensive kits from an auto parts store, it’s important to know when to leave the job to the professionals. DIY kits work best on small chips or cracks, and the process involves injecting resin into the damage to seal it. However, these kits can be tricky, and improper use can worsen the damage or leave visible marks on the glass.
For larger cracks or if the damage is in a critical location (e.g., the driver’s line of sight), DIY repairs are not recommended. Not only can this compromise your safety, but it may also affect your ability to file an insurance claim, as some insurance companies may require proof of professional repair.
Choosing the Right Repair Shop
Selecting the right repair shop is crucial to ensuring that the repair or replacement is done correctly and to the highest standards. When choosing a windshield repair shop, keep these tips in mind:
- Look for a Certified Shop: Choose a repair shop that is certified by the Auto Glass Safety Council (AGSC) or another reputable organization.
- Check Reviews and Reputation: Look up customer reviews and ratings online. Word-of-mouth recommendations from friends and family can also be helpful.
- Ask About Warranty: A reputable shop will offer a warranty on their work, ensuring that you’re covered if there are issues with the repair after the service is completed.
- Insurance Coverage: Ensure that the repair shop works with your insurance provider and can help handle the claim process smoothly.
Preventative Measures for Future Damage
After your windshield is repaired or replaced, consider taking preventative steps to avoid future damage. Here are a few tips:
- Drive Carefully: Avoid tailgating, which can increase the chances of debris hitting your windshield. Always keep a safe distance from vehicles, especially trucks carrying materials.
- Keep Your Windshield Clean: Regular cleaning can help you spot chips and cracks early. Keeping your windshield free of dirt and debris can also prevent damage.
- Protect the Glass: Use a windshield cover during extreme weather conditions like hail or freezing temperatures to prevent damage.
A damaged windshield can seem like a minor inconvenience, but if left unchecked, it can lead to bigger safety concerns. Whether you’re filing an insurance claim or seeking a professional repair, taking quick action is key to protecting yourself and your vehicle.
